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You can call us at (207) 255-1203.
A change is coming to the FAFSA process! For the 2017-2018 Academic Year, students will be able to file their FAFSA as early as October 1, 2016 and use tax information from an earlier year. Click here for more information.
How to fill out the FAFSA
How to create an FSA ID
The IRS Data Retrieval Tool that allows students and parents to transfer tax data directly from the IRS to the FAFSA is currently not working, and anticipated to be down for several weeks. If you have not yet filed a FAFSA you will need to manually enter tax and income information from your 2015 tax return.
If you do not have access to your 2015 tax return you may order a tax transcript from the IRS. There are a few ways to request a tax transcript: online at www.irs.gov, by calling 1-800-908-9946, or by mailing or faxing the paper Form 4506T-EZ, which can be printed from the IRS website.
In general, to receive aid from the Federal Student Aid Programs, a student must meet the following requirements:
- Be a U.S. citizen or eligible noncitizen.
- Have a high school diploma, General Educational Development (GED) certificate, pass an approved “ability to benefit” test, or have completed a high school education in a home school setting that is recognized as a home school or private school under state law.
- Enroll in an eligible program as a regular student seeking a degree or certificate.
- Be registered with Selective Service if required (in general, if you are a male age 18 through 25).
- Meet satisfactory academic progress standards set by your school.
- Certify that you are not in default on a federal loan or owe money on a federal grant.
- Certify that you will use federal student aid only for educational purposes.
And, only if you have previously received federal student aid:
- Certify that you were not convicted for a drug offense that occurred while you were enrolled in school and receiving federal student aid.
The first step in receiving financial aid is to file the Free Application for Federal Student Aid (FAFSA). Visit FAFSA on the Web, and begin your application today! Students must file the FAFSA every year to be considered for all types of federal aid, as well as most university and state financial aid.
Students may apply for financial aid using the FAFSA any time after October 1st, prior to an award year. UMM’s priority funding deadline is March 1st. This means your FAFSA must be submitted no later than March 1st to receive the maximum amount of aid possible. If you do not make the deadline, submit your FAFSA as soon as possible since applications will be processed on a first-come, first-served basis after the priority funding deadline. If you are a Maine resident, your FAFSA must be submitted no later than May 1st in order to be considered for a Maine State Grant.
Get an FSA ID at fsaid.ed.gov. Students and parents (if student is dependent) must each apply for an FSA ID in order to complete the FAFSA. FSA IDs are used as electronic signatures.
After filing the FAFSA, some students are selected for verification. Verification is a process established by federal regulation that requires schools to compare the information on your FAFSA to supporting documents such as tax transcripts or other income statements. If you are selected for verification UMM will tell you which documents are required, and verification must be completed before UMM can disburse any federal or state aid to your account.
Need help with IRS Tax Retrieval?
- Keep your address and personal information updated in MaineStreet.
- Inform the Social Security Administration of name changes for you or your parents.
- Notify the Financial Aid Office of receipt of outside scholarships, grants or loans, or changes in enrollment or housing plans.
- Provide all requested documentation in support of your financial aid application to this office.
- Carefully read all email from the Financial Aid Office.
- Visit the MaineStreet Student Center regularly – watch for To Do List items.
|Scholarship Name||Award Criteria||Amount||4 Year Total|
|Presidential Scholarship||3.0 High School GPA or Combined SAT score of 1020 or ACT score of 20||$4,000 annually||$16,000|
|Bold Scholarship||2.5 High School GPA or Combined SAT score of 950 or ACT score of 18||$2,000 annually||$8,000|
First year scholarships are renewable for up to four years. Continuation into subsequent years is determined by an annual review after spring grades are available. A cumulative GPA of 2.5 must be achieved to retain the scholarship. Students will be notified in writing by the Financial Aid Office if the scholarship is suspended due to academic standing.
|Scholarship Name||Award Criteria||Amount||2 Year Total|
|Presidential Scholarship||3.0 Transfer GPA||$2,000 annually||$4,000|
|Bold Scholarship||2.5 Transfer GPA||$1,000 annually||$2,000|
Transfer scholarships are renewable for up to two years. Continuation into subsequent years is determined by an annual review after spring grades are available. A cumulative GPA of 2.5 must be achieved to retain the scholarship. Students will be notified in writing by the Financial Aid Office if the scholarship is suspended due to academic standing.
|Scholarship Name||Award Criteria||Amount||4 Year Total|
|Sunrise Scholarship||3.0 High School GPA or Combined SAT score of 1020 or ACT score of 20||$1,000 annually||$4,000|
The Sunrise scholarship is offered in addition to the tuition break NEBHE students receive thought the New England Board of Higher Education’s (NEBHE) Regional Student Program (RSP). Canadians are charged the same rate as students in the NEBHE RSP program.
First Year scholarships for NEBHE and Canadian students are renewable for up to four years. Continuation into subsequent years is determined by an annual review after spring grades are available. A cumulative GPA of 2.5 must be achieved to retain the scholarship. Students will be notified in writing by the Financial Aid Office if the scholarship is suspended due to academic standing.
The University of Maine at Machias is pleased to offer a new scholarship program for out-of-state first year students entering in Fall 2017 called the Machias Match. The Machias Match Scholarship guarantees that academically qualified, first year students from several states will pay the same tuition and fee rate as their home state’s flagship institution. All other students entering in Fall 2017 will receive a competitive grant that will offset the non-resident tuition and fees at UMM.
Students will be awarded based a combination of their Academic Tier and Residency. Please note that any change in residency will result in the adjustment of financial aid, including scholarships. This includes any waiver program that results in non-resident students being charged the resident tuition rate, or a change between out-of-state and NEBHE status.
|Academic Tier||Academic Criteria|
|Tier 1||Minimum 3.0 GPA on 4.0 scale (or equivalent)
Evidence-Based Reading and Writing and Math of 1020+
(or ACT Composite of 20+)
|Tier 2||GPA less than 3.0 on 4.0 scale (or equivalent)
Evidence-Based Reading and Writing and Math less than 1020
(ACT Composite less than 20)
Two groups of out-of-state students qualify for special tuition advantages to assist them in paying college expenses. All Canadian residents as well as some students from New England states who pursue selected academic programs as identified by the New England Board of Higher Education (NEBHE).
Federal Pell Grants
Awarded to financially needy undergraduate students. Amount is determined by the EFC calculated using the FAFSA, the cost of attendance, and enrollment status. Maximum annual award for a full-time student in 2016-17 is $5,815.
Federal Supplemental Educational Opportunity Grants (SEOG)
Awarded to undergraduate students who demonstrate exceptional need, generally as companion awards to the Pell Grant. Amounts vary according to funding availability, student need, and enrollment status.
Maine State Grants
The Maine State Grant Program offers assistance to Maine residents attending college either part-time or full-time. Application is made by completing the FAFSA by the published state deadline (May 1). In order to be considered a student must:
- Be a Maine resident for at least one year prior to application;
- Have graduated from an approved secondary school or received a GED;
- Be enrolled in an eligible school for a first undergraduate degree;
- Have financial need, as determined by the FAFSA; and
- Meet general eligibility requirements as set forth by the Federal Student Aid Programs.
Students from out-of-state should contact their state higher education agency to ask if they may apply their state grant or scholarship to charges at the University of Maine at Machias.
UMM Connect! Grant
Financial support may be available through our UMM Connect! Grant to help you with college costs. All you need to do is complete the Free Application for Federal Student Aid (FAFSA) and we will consider you for the UMM Connect! Grant. Timely FAFSA application maximizes your financing options and March 1 is UMM’s priority funding deadline. UMM Connect! Grant funds are only available to students studying full-time.
William D. Ford Federal Direct Loan Program (Direct Loan)
William D. Ford Federal Direct Loans are student loans that must be repaid and are available to both undergraduate and graduate students. The federal government provides the funds for your Direct Loan through your school. First-year dependent undergraduates are eligible for a subsidized loan up to $3,500 and an additional unsubsidized amount of up to $2,000 for a total of up to $5,500. A subsidized loan is awarded on the basis of financial need. If you’re eligible for a subsidized loan, the government will pay (subsidize) the interest on your loan while you’re in school. For an unsubsidized loan, you are responsible for the interest from the time the unsubsidized loan is disbursed until it is paid in full. Annual maximum loan amounts increase for subsequent years of study.
- Subsidized loans first disbursed to undergraduate students on or after July 1, 2016 through June 30, 2017 have an interest rate of 3.76 percent.
- Unsubsidized loans first disbursed to undergraduate students on or after July 1, 2016 through June 30, 2017 have an interest rate of 3.76 percent.
Direct PLUS Loans are unsubsidized loans made to parents of dependent undergraduate students. A dependent undergraduate student whose parent is unable to obtain a PLUS Loan may borrow additional Unsubsidized Direct Loan funds at the higher loan limits otherwise available only to independent undergraduates. Direct PLUS Loans first disbursed on or after July 1, 2016 have a fixed interest rate of 6.31 percent.
Federal Perkins Loan
The Federal Perkins Loan is a low-interest loan for students with financial need. The University acts as the lender for the loans and collects loan payments from students according to federal regulations.
Private (Alternative) Loan Programs
Private organizations provide alternative educational loans to students as either a supplement to other types of educational loans or to provide an additional source of loan funds. Most are credit-based loans, and some will require periodic payments of principal and interest once disbursed. Interest rates vary, and a separate application is usually sent directly to the lender which is then forwarded to our office for certification of the student’s status.
We strongly recommend that students apply for all Federal Direct Loan eligibility before applying for an alternative loan. Please be aware that if you do not apply for your entire Federal Direct Loan eligibility, certification of your alternative loan could be delayed. Please contact our office if you have applied for an alternative loan and do not wish to borrow your Federal Direct Loan.
A two-part program funded by the University of Maine System (UMS) to encourage eligible, qualified Native Americans to pursue higher education in Maine.
First, tribal membership must be determined by the University of Maine System Coordinator of the North American Waiver and Scholarship Program; the student applies directly to the Wabanaki Center for this step. Then the student must complete a UMM-specific Native American Program Agreement, to receive payment of all mandatory fees and tuition.
Outside scholarships are offered by organizations other than UMM. Students apply for them on their own initiative, and the organizations consider applications and make awards according to their own criteria. Students receiving any federal aid are required by law to report these awards to UMM where the awards will be incorporated into the award packages.
Free Online Scholarship Searches
We do not recommend that you pay for any scholarship search. Research all scholarship search organizations carefully. Listed below are several reliable scholarship searches that are available on the Web. All of these searches are available free of charge.