Insurance
UMS Changes to Student Health Insurance Program (SHIP)
Voluntary Student Health Insurance Plan (SHIP)
All non-international undergraduate students enrolled in 9 credit hours or more and graduate students enrolled in 6 credit hours or more are eligible to enroll in the University of Maine System’s voluntary health insurance plan. Plan information and/or enrollment is available at Gallagher Health. An annual health insurance charge of $3,624 will be payable to Gallagher Health upon enrollment. The annual plan is available to eligible students until September 12, 2022. The coverage period is from August 1, 2022 through July 31, 2023.
For eligible students whose initial enrollment at the University begins with the Spring semester, a spring-only health insurance plan will be available.
For questions about the student insurance coverage or enrollments, please log into Gallagher Health or call Gallagher Student Health at 833-882-3592.
Other Health Insurance Options
International Student Health Insurance
International Student Health Insurance is mandatory for all international students, unless proof of insurance is provided. International students are not eligible for the voluntary SHIP plan described above. Cost of coverage is $2,663 for individual student coverage from August 1, 2022 through July 31, 2023 and will be charged to student accounts. International students with adequate health insurance must complete an online waiver process to opt out of the plan before October 1, 2022 to remove the charge from their fall account.
Plan information or enrollment is available at Gallagher Health.
For eligible students whose initial enrollment at the University begins with the Spring semester, spring-only health insurance coverage will be charged. Eligible students with adequate health insurance must complete an online waiver process to opt out of the plan before March 1, 2023. The spring-only coverage period is from January 1, 2023 through July 31, 2023.
For questions about the student insurance coverage or completing wavers/enrollments, please call Gallagher Student Health at 833-882-3592.